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Learn More:
- News & Guides
In our opinion, as a minimum photographers should consider;
In reality, our equipment policies provide far more than basic equipment cover. They also include a number of complementary covers exclusive to Williamson Carson which are detailed on all quotes we prepare.
As a minimum, any camera operator will require camera insurance. Professionals and semi-professionals also require professional indemnity and public liability insurance. Let us help you get the right cover for your needs.
Things go wrong, that’s life. Dropping a lens, spilling a cup of hot coffee, a slip, a trip or an unhappy client. We can never be sure what is around the corner. In most cases a comprehensive photography insurance policy is not going to break the bank, and can save you a lot of time, stress and money in the long run if things do go pear shaped.
Plus, any camera operator who takes their business seriously should have a professional photography insurance policy. It won’t be long before a client asks to see your insurance, and you could look a little unprofessional without it.
As the appointed broker to the AOP (Association of Photographers) we know they expect all their members to have adequate insurance in place.
A very good question. It really depends. . . .
It depends on whether your agency is solely responsible for supply of a photographer/artist or whether your responsibilities go beyond supply and extend to cover the organisation of a shoots from top to bottom.
Nowadays, we tend to see a lot of agencies whose responsibilities go beyond supply only. Many of the questions below relate to those sorts of agencies, where a broader production insurance is likely to be relevant. If we are supply only, we can still assist, but your requirements will be different,
A very good question. It really depends. . . .
It depends on whether your agency is solely responsible for supply of a photographer/artist or whether your responsibilities go beyond supply and extend to cover the organisation of a shoots from top to bottom.
Nowadays, we tend to see a lot of agencies whose responsibilities go beyond supply only. Many of the questions below relate to those sorts of agencies, where a broader production insurance is likely to be relevant. If we are supply only, we can still assist, but your requirements will be different,
Again, it depends. . . .
Most photographers and artists are self-employed individuals and therefore should typically have their own insurances, such as equipment insurance and public liability. If, however, you directly employ artists and photographers, then typically they would be covered under your insurances.
This can be quite complicated and we are here to help!
For example, if your agency is supply only. You simply supply an artist who is self-employed, and do not attend the shoot. That artist is not under your direction or supervision, so it would be difficult for you to be held responsible for anything that goes wrong, and arguably that self-employed individual should have their own insurances.
On the other hand, if you are running a shoot from top to bottom, then most individuals on the shoot will be under your direction and supervision. In that case if something is damaged or someone is injured, it’s likely you will be responsible and the buck will stop with you
If you have a camera operators insurance with us then yes, we can insure the following on an all risks basis:
All Risks Insurance is fully comprehensive cover which includes loss, accidental damage and theft. Read more about All risks insurance here.
Our policies cover you worldwide, apart from areas of conflict, and areas with UK and US trade sanctions (e.g. Russia). If you are travelling to a high risk location it is always advisable to discuss this with your insurer, and always check the wording on your policy.
Please note, in certain circumstances we can restrict a camera operators policy to ‘premises only’ cover for a reduced premium.
Yes, our policies cover you for worldwide travel apart from areas of conflict or areas with UK and US trade sanctions, whether that’s a work related trip or a holiday. Read more about working abroad as a photographer here.