- Quote
- About
- Photography
- Production
- Design
Package Options
Learn More:
- News & Guides
- Quote
- About
- Photography
- Production
- Design
Package Options
Learn More:
- News & Guides
Yes, we always recommend you get professional indemnity.
Claims relating to copyright and intellectual property are rising and it’s easy for a third party to make an allegation of negligence or breach of intellectual property, even if the grounds are unfounded.
Professional indemnity covers your legal defence costs.
Recent changes to section 52 of the Copyright, Designs and Patents Act have made libraries more responsible for ensuring all items and props in an image are not subject to copyright and do not require clearance.
We advise that all BAPLA members and professionals working in this industry have professional indemnity insurance, which offers vital protection when you hold large collections of images for which clearances might be required.
If you have any employees, it is compulsory in the UK to have employers’ liability. Even if you employ an extra pair of hands for a short period of time, such as assistants, you should always maintain employers’ liability.
Typically, we also suggest you consider cyber insurance to protect from hacker attacks, and if you have an office, you’ll probably need to insure your spaces and equipment too.
Yes, because sometimes things go wrong.
Claims can result from anything from a cyber-attack compromising a library’s database to allegations that clearances weren’t obtained for models or designer items used in photos.
As a minimum, we would always suggest that an animator has professional indemnity insurance.
Whilst your illustrations are yours and your IP, if you are selling those commercially, there is to nothing stop an unfounded allegation that you have copied someone else’s IP. In addition, if you visit a client’s premises it would be sensible to have public liability. If you have employees, you must have employers’ liability. We can also insure your equipment such as MacBooks, laptops and tablets.
As a minimum, we would always suggest that a graphic designer has professional indemnity insurance.
Whilst your illustrations are yours and your IP, if you are selling those commercially, there is to nothing stop an unfounded allegation that you have copied someone else’s IP. In addition, if you visit a client’s premises it would be sensible to have public liability. If you have employees, you must have employers’ liability. We can also insure your equipment such as MacBooks, laptops and tablets.
As a minimum, we would always suggest that an illustrator has professional indemnity insurance.
Whilst your illustrations are yours and your IP, if you are selling those commercially, there is to nothing to stop an unfounded allegation that you have copied someone else’s IP. In addition, if you visit a client’s premises it would be sensible to have public liability. If you have employees, you must have employers’ liability. We can also insure your equipment such as MacBook’s, laptops and tablets.
Yes, these discounts are already applied to the packages shown.
A professional indemnity policy is designed to protect against any errors & omissions that may be made and includes extensions that are very important for creative professionals. These include breaches of infringement of intellectual property rights including copyright infringement, or any misappropriation of musical compositions, graphic material, or artwork.
We would always recommend professional indemnity. We are seeing an increase in claims relating to copyright and intellectual property. It’s very easy for a third party to bring an allegation of negligence or breach of intellectual property, even if the grounds for doing so are unfounded. Professional indemnity would provide a legal defence in such instances.
We can personalise quotes to suit your needs. Please contact the office 0208 659 5038 or email queries@williamsoncarson.co.uk and we will be able to help you with a quote.