From equipment damage to on-set injuries, film, television and commercial projects face a range of risks, making production insurance critical.
Understanding the most common claims can help producers prepare, mitigate and reduce costly disruptions too.
Equipment damage or theft
One of the most frequent claims involves damaged, lost or stolen equipment.
Cameras, lenses, lighting rigs, sound gear and computers are expensive and vulnerable during transportation.
Production insurance will cover repair or replacement costs, minimising downtime and keeping projects on schedule.
On-set injuries
Film sets can involve hazards or hazardous activities like heavy equipment, stunt work, electrical setups or crowded environments.
Injuries to cast, crew or third parties can lead to medical expenses, legal claims and production delays, making public and employers’ liability cover essential.
Property damage
Accidental damage to filming locations or rented property is another common claim.
Liability cover helps pay for repairs and protects production companies from costly legal disputes if buildings, vehicles, furniture or public spaces are unintentionally damaged.
Cast illness or non-appearance
If a key actor, director or essential crew member becomes ill, injured or is unable to work, production schedules can be heavily impacted.
Cast insurance helps cover financial losses related to delays, cancellations or reshoots resulting from non-appearance.
Data loss and technical failures
Modern productions rely heavily on digital footage and electronic data storage.
Corrupted files, accidental deletion or equipment failure can result in the loss of valuable footage and expensive reshoots but specialised cover can help recover costs.
Protecting your production
Regardless of budget and size, every production faces unique risks but having the right production insurance helps safeguard your investment, protect your team and ensure filming continues.
Get a tailored package from an experienced insurance provider (like us) to ensure your insurance is right for your production.
