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Learn More:
- News & Guides
Firstly, protect your cameras and equipment. In our opinion as an absolute minimum videographers should consider;
In reality our equipment policies provide far more than basic camera equipment insurance. They also include a number of complementary covers exclusive to Williamson Carson which are detailed on all quotes we prepare.
Let us help you get the right cover for your needs.
Things go wrong, that’s life. Dropping a lens, spilling a cup of hot coffee, a slip, a trip or an unhappy client. We can never be sure what is around the corner. In most cases a comprehensive videography insurance policy is not going to break the bank, and can save you a lot of time, stress and money in the long run if things do go pear shaped.
Plus, any videographer who takes their business seriously should have a professional videography insurance policy. It won’t be long before a client asks to see your insurance, and you could look a little unprofessional without it.
As the appointed broker to the AOP (Association of Photographers) we know they expect all their members to have adequate insurance in place.
If you have a videography insurance with us then yes, we can insure the following on an all risks basis:
All Risks Insurance is fully comprehensive cover which includes loss, accidental damage and theft. Read more about All risks insurance here.
Our policies cover you worldwide, apart from areas of conflict, and areas with UK and US trade sanctions (e.g. Russia). If you are travelling to a high risk location it is always advisable to discuss this with your insurer, and always check the wording on your policy.
Please note, in certain circumstances we can restrict a videographer’s policy to ‘premises only’ cover for a reduced premium
Yes, our policies cover you for worldwide travel apart from areas of conflict or areas with UK and US trade sanctions, whether that’s a work related trip or a holiday. Read more about working abroad as a photographer here.
Yes, we can insure hired equipment on the same basis as your own equipment.
Typically, when hiring equipment from a hire company, you are responsible for insuring said equipment. That insurance must include 13 weeks ‘Loss of Hire’ cover, which compensates the hire company for lost income should the equipment be unavailable for hire due to loss or damage whilst in your possession.
Some hire companies may offer their own insurance (although this can be expensive) but the majority don’t so it will be your responsibility to secure insurance.
We advise that you insure any borrowed equipment along with your own owned equipment, particularly if borrowing it for an extended length of time. Read more about insuring hired equipment here.
An equipment list is not strictly mandatory but it’s best practice to submit one. Having an up-to-date list in place makes the claim process much, much quicker and smoother for you should the worst happen.
A short but extremely important phase, ‘new for old’ simply means that if your equipment is broken, damaged or stolen, it will be replaced with the latest, state of the art model, even if it’s out of date and obsolete.
The videography insurance we offer via our photographic insurance scheme provides new for old cover as standard providing the values you have submitted are the new replacement values. You should ensure the values insured are sufficient to cover replacement at today’s prices. Read more about ‘new for old’ insurance here.
This relates to hired equipment. In the event of a claim, a supplier would expect their loss of earnings to be reimbursed.
In addition our policies will also allow you to rent equipment whilst your own equipment is being repaired or replaced.