- Quote
- About
- Photography
- Production
- Design
Package Options
Learn More:
- News & Guides
- Quote
- About
- Photography
- Production
- Design
Package Options
Learn More:
- News & Guides
As a minimum, we would always suggest that an illustrator has professional indemnity insurance.
Whilst your illustrations are yours and your IP, if you are selling those commercially, there is to nothing to stop an unfounded allegation that you have copied someone else’s IP. In addition, if you visit a client’s premises it would be sensible to have public liability. If you have employees, you must have employers’ liability. We can also insure your equipment such as MacBook’s, laptops and tablets.
Yes, these discounts are already applied to the packages shown.
A professional indemnity policy is designed to protect against any errors & omissions that may be made and includes extensions that are very important for creative professionals. These include breaches of infringement of intellectual property rights including copyright infringement, or any misappropriation of musical compositions, graphic material, or artwork.
We would always recommend professional indemnity. We are seeing an increase in claims relating to copyright and intellectual property. It’s very easy for a third party to bring an allegation of negligence or breach of intellectual property, even if the grounds for doing so are unfounded. Professional indemnity would provide a legal defence in such instances.
We can personalise quotes to suit your needs. Please contact the office 0208 659 5038 or email queries@williamsoncarson.co.uk and we will be able to help you with a quote.
Public liability will protect you in cases of bodily injury or property damage associated with an incident involving your business.
Employers’ liability will protect you from legal costs should an employee sustain a bodily injury in the course of their employment.
You will need to take out Employers Liability if you have an employee. The creative industry is unique, in terms of the prevalence of freelancers. We are very cautious when it comes to employers’ liability. If you employ an extra pair of hands for a short period of time, such as assistants, we would highly recommend that you always maintain employers’ liability. Freelancers would then be covered in the same ways as employees whilst working under your supervision and control.
You will need to take out Employers Liability if you have an employee. The creative industry is unique, in terms of the prevalence of freelancers. We are very cautious when it comes to Employers’ Liability. If you employ an extra pair of hands for a short period of time, such as assistants, we would highly recommend that you always maintain employers’ liability. Freelancers would then be covered in the same ways as employees whilst working under your supervision and control.
Yes, you can make changes by either calling the office or sending an email. We do not charge administration fees. However, an increase in cover may result in an additional premium due.
We do not charge Administration fees. However, an increase in cover may result in an additional premium due.