- Quote
- About
- Photography
- Production
- Design
Package Options
Learn More:
- News & Guides
- Quote
- About
- Photography
- Production
- Design
Package Options
Learn More:
- News & Guides
Firstly, protect your cameras and equipment. In our opinion as an absolute minimum photographers should consider;
• Equipment and camera insurance
• Liability (usually both public and employers’ liability)
• Professional indemnity
In reality our equipment policies provide far more than basic camera equipment insurance. They also include a number of complementary covers exclusive to Williamson Carson which are detailed on all quotes we prepare.
Let us help you get the right cover for your needs.
Things go wrong, that’s life. Dropping a lens, spilling a cup of hot coffee, a slip, a trip or an unhappy client. We can never be sure what is around the corner. In most cases a comprehensive photography insurance policy is not going to break the bank, and can save you a lot of time, stress and money in the long run if things do go pear shaped.
Plus, any photographer who takes their business seriously should have a professional photography insurance policy. It won’t be long before a client asks to see your insurance, and you could look a little unprofessional without it.
As the appointed broker to the AOP (Association of Photographers) we know they expect all their members to have adequate insurance in place. To learn more read The Williamson Carson Guide to Photography Insurance.
If you have a photography insurance with us then yes, we can insure the following on an all risks basis:
All Risks Insurance is fully comprehensive cover which includes loss, accidental damage and theft. Read more about All risks insurance here.
Our policies cover you worldwide, apart from areas of conflict, and areas with UK and US trade sanctions (e.g. Russia). If you are travelling to a high risk location it is always advisable to discuss this with your insurer, and always check the wording on your policy.
Please note, in certain circumstances we can restrict a photographer’s policy to ‘premises only’ cover for a reduced premium.
Yes, our policies cover you for worldwide travel apart from areas of conflict or areas with UK and US trade sanctions, whether that’s a work related trip or a holiday. Read more about working abroad as a photographer here.
Yes, we can insure hired equipment on the same basis as your own equipment.
Typically, when hiring equipment from a hire company, you are responsible for insuring said equipment. That insurance must include 13 weeks ‘Loss of Hire’ cover, which compensates the hire company for lost income should the equipment be unavailable for hire due to loss or damage whilst in your possession.
Some hire companies may offer their own insurance (although this can be expensive) but the majority don’t so it will be your responsibility to secure insurance.
We advise that you insure any borrowed equipment along with your own owned equipment, particularly if borrowing it for an extended length of time. Read more about insuring hired equipment here.
An equipment list is not strictly mandatory but it’s best practice to submit one. Having an up-to-date list in place makes the claim process much, much quicker and smoother for you should the worst happen.
This relates to hired equipment. In the event of a claim, a supplier would expect their loss of earnings to be reimbursed.
In addition our policies will also allow you to rent equipment whilst your own equipment is being repaired or replaced.
Public liability will protect you in cases of bodily injury or property damage associated with an incident involving your business.