What is the difference between media production and commercial producers’ indemnity insurance?

The difference between the CPI and media production policies relates to the level of cover they provide under the cast section which covers reshoot costs in the event that an essential member of crew is unavailable. The media production policy will only cover reshoot costs if the individual is unavailable due to death, accident or sickness whereas the CPI policy covers non-appearance due anything beyond your control. This would include if the individual were unable to travel due to adverse weather, wild cat airline strikes, ash clouds or road accidents.

Both policies exclude non-appearance due to Covid or pre-existing condition and non-appearance of talent is only covered if pre-agreed in advance of the shoot with the insurers.