Do I need professional indemnity?

We would always recommend professional indemnity. We are seeing an increase in claims relating to copyright and intellectual property. It’s very easy for a third party to bring an allegation of negligence or breach of intellectual property, even if the grounds for doing so are unfounded. Professional indemnity would provide a legal defence in such instances.

Recent changes to section 52 of the Copyright, Designs and Patents Act (CPDA) has also increased the onus on photographic libraries to ensure all items and props in an image are not subject to copyright and do not require clearance.